Cumming Homes under $400,000

Welcome to Cumming, Georgia – a vibrant gem nestled in Forsyth County that perfectly blends small-town charm with modern conveniences. Known for its picturesque landscapes and friendly community, Cumming offers a delightful lifestyle for families, retirees, and everyone in between. With its stunning Lake Lanier, numerous parks, and outdoor recreational activities, residents enjoy a rich blend of nature and urban amenities.

Cumming boasts a robust economy and an excellent school system, making it an ideal location for families seeking quality education and a supportive environment for their children. The city is also home to various shopping centers, restaurants, and entertainment options, ensuring that residents have everything they need right at their fingertips.

For homebuyers seeking affordable options, Cumming has a variety of homes available for under $400,000. This price range opens the door to a diverse selection of properties, from charming single-family homes to modern townhouses, all nestled in friendly neighborhoods. Whether you’re looking for a cozy starter home or a spacious abode to accommodate your growing family, Cumming’s real estate market has something for everyone.

Take advantage of this incredible opportunity to plant roots in a city that values community, quality living, and natural beauty. With its affordable housing options and a wealth of amenities, Cumming, GA, is not just a place to live; it’s a place to thrive. Explore your options today and discover why so many are proud to call Cumming home!

Newest Cumming Homes under $400,000

$375,000

3 Beds ⋅ 3 Baths ⋅ 7848150 MLS

Welcome to this beautifully renovated home with major updates already completed—including a new roof, new HVAC, new water heater, new kitchen, updated bathrooms, new LVP flooring, fresh paint, and new lighting and plumbing fixtures.The spacious primary suite features two walk-in closets and a fully renovated private bath, while large windows fill the home with natural light. Enjoy the private covered back deck and oversized two-car garage. The basement is already stubbed for a bathroom and offers excellent potential for a future fourth bedroom and full bath.Conveniently located near GA-400, Lake Lanier, shopping, and dining, this is a great opportunity for buyers looking for a move-in-ready home with room to grow.

2810 Imperial Drive, Cumming

$280,000

2 Beds ⋅ 1 Baths ⋅ 7847603 MLS

4055 Merritt Drive, Cumming, GA — Sold As Is, this property presents an excellent opportunity for investors, flippers, or buyers looking to renovate and add value. Featuring a functional floor plan with generous living spaces, this home offers strong potential for customization and improvement. Situated on a spacious lot in a desirable Cumming location, the property is conveniently located near shopping, dining, parks, top-rated schools, and major commuter routes. Whether you're looking for your next investment project or a home to make your own, 4055 Merritt Drive offers outstanding potential in a sought-after area. Property is being sold As Is with no seller repairs or concessions.

4055 Merritt Drive, Cumming

$399,900

3 Beds ⋅ 4 Baths ⋅ 7847337 MLS ⋅ Market Square At Sawnee Village BLDG.

Elevate Your Savings at Market Square with our Home of the Month! Enjoy $10,000 in Flex Cash for Contracts accepted by month end!! Discover the Oleander Plan built by The Providence Group. Quick Move In! This 3-story Oleander plan features 3 bedrooms, 3.5 bathrooms, and 1,703 sq ft of thoughtfully designed living space. Showcasing The Providence Group’s Warm Wheat Design Collection, this luxury Homesite is apart of a limited selection of homes that feature a deck off the Main Level Living. With premium finishes including Alabaster Soft Close cabinets + Almond island, quartz countertops, and light oak flooring throughout the main living level & Hallways. Terrace Level: Guest enter from the front door into a foyer with an oversized bedroom, walk in closet and full bathroom. This space also includes a covered patio making this a dreamy guest room, office space or workout room. Additional Laundry with our 2 in 1 GE Profile Washer/Dryer is already Our 1 car garage already includes an EV Charger. On the main level, enjoy an open-concept layout with a spacious family room, dining area, and a chef-inspired kitchen featuring 42” cabinetry, stainless GE appliances, tile backsplash, and modern lighting. Upstairs, the Primary Suite includes a large walk-in closet and spa-like bath with double vanities and a walk-in shower. A secondary bedroom with its own private bath completes the top floor. Market Square at Sawnee Village is more than just a home—it’s a lifestyle. Enjoy walkable access to the Cumming City Center, with future retail and dining coming soon to the community entrance. Built by The Providence Group, this is where exceptional design meets everyday ease. [The Oleander]

532 Alice Way Unit D8, Cumming

$369,900

3 Beds ⋅ 3 Baths ⋅ 7844276 MLS

Welcome to 3676 Roseman Landing, a 3-bedroom, 2.5-bath Traditional home located in Cumming in the North Forsyth High School District with a water heater replaced within the past five years. Entering the home, you will find a foyer leading into the open living room and breakfast area with multiple windows providing natural light. The kitchen features wood cabinets, ample countertop space, stainless steel refrigerator and dishwasher, electric range, pantry, and an adjoining breakfast nook. A separate office on the main level provides additional space for a home office or flex room. The Primary Suite is located on the upper level and features multiple closets and a Primary Bathroom with tub/shower combination. Two secondary bedrooms and an additional full bathroom are also located upstairs. The laundry room is conveniently located on the upper level. Additional features include a half bathroom on the main level, 2-car garage, covered front porch, rear patio, and fenced backyard. Located near Coal Mountain Park, Sawnee Mountain Preserve, Central Park, Cumming City Center, Cumming Marketplace, and shopping and dining throughout the Coal Mountain and Cumming areas. Convenient access to Browns Bridge Road/GA-369, Dahlonega Highway/GA-9, and GA-400.

3676 Roseman Landing, Cumming

$380,000

3 Beds ⋅ 3 Baths ⋅ 7847126 MLS ⋅ Stonehaven Terrace BLDG.

Welcome home to low-maintenance living in one of Cumming's most sought-after amenity-rich communities! This beautifully maintained, move-in ready townhome offers 3 bedrooms, 2.5 bathrooms, extensive updates, and an incredible buyer incentive. **With an acceptable offer, Seller will cover six months of HOA dues plus the one-time HOA initiation/transfer fee—an approximate $1,700 value to the buyer.** Major system improvements have already been completed, including a new roof, new HVAC system, all new windows, and a tankless water heater—giving the next owner peace of mind without many of the costly replacements that often come with homeownership. Additional updates include fresh interior paint, new carpet, granite countertops, stainless steel appliances, beautifully updated tile bathrooms, and durable wood-look tile flooring throughout the main level. The thoughtfully designed floor plan offers spacious living areas, generous bedrooms, and flexible space for guests or a home office. The community offers an impressive list of amenities, including a swimming pool, clubhouse, fitness center, pickleball courts, tennis courts, playground, and dog park. **HOA dues also include master insurance coverage for the exterior of the home, meaning the HOA insures much of the home's exterior—a valuable benefit that may help reduce the homeowner's individual insurance costs.** Ideally located just minutes from Downtown Cumming, GA-400, shopping, dining, and Forsyth County schools, you'll love the convenience of having everything you need close by while still enjoying the benefits of an amenity-rich community. With major system upgrades already completed, extensive interior updates, outstanding neighborhood amenities, a recent price reduction, and approximately $1,700 in additional buyer value, this home offers an exceptional opportunity in Cumming.

4909 Sherwood Way, Cumming

$365,000

3 Beds ⋅ 2 Baths ⋅ 7845884 MLS

Awesome Cumming Home for sale or trade! Buy this home and We'll buy yours at a price acceptable to you! Ready for Move In! Plus, enjoy peace of mind with our 12-month Home Warranty and a 24-month Satisfaction Guarantee: Love this home, or we will buy it back or sell it for free! First responders and military members-ask about our appreciation discount! Don't get stuck owning two homes-Buy This Home, I Will Buy Yours! Ready to discuss this incredible opportunity? Call the listing agent or visit our website for a free report on how this exclusive offer works. Move up to anyone of our listings and we'll buy yours for cash at a price acceptable. Our exclusive list includes bank foreclosures, off-market and other distress sales. Save up to 10K on your next purchase guaranteed. Free home warranty included cover up to 25k in repairs provided for FREE. (To be ordered by listing broker)

3235 Southshore Court, Cumming

$330,000

2 Beds ⋅ 2 Baths ⋅ 7845366 MLS

Welcome home to this charming 2-bedroom, 2-bath cottage in Cumming, offering an updated interior, a private backyard, and a convenient location with no HOA! Step inside to an open-concept living, dining, and kitchen area with vaulted ceilings, neutral paint, and LVP flooring throughout. The tiled fireplace serves as the focal point of the living room, while a stylish accent wall adds character to the dining space. The kitchen has been completely renovated with new cabinetry, countertops, backsplash, and appliances, creating a fresh and functional space that flows seamlessly into the main living area. The primary bedroom features a walk-in closet and private ensuite bathroom, while the oversized secondary bedroom is located near an additional full hall bath. Multiple closets throughout the home provide plenty of storage. Outside, the fenced backyard offers plenty of space to relax, entertain, or let pets play. Enjoy the covered back patio with an awning, gather around the fire pit, and take advantage of the backyard shed for additional storage. Recent improvements include a brand-new driveway, completely redone septic field lines, and a freshly pumped septic system—giving the next owner added peace of mind. Conveniently located near GA 400, Cumming City Center, Lake Lanier, shopping, dining, and recreation, this cute cottage combines an easy-to-maintain home with a location that keeps you close to everything Cumming has to offer—all with no HOA!

3525 Auburn Drive, Cumming

$380,000

3 Beds ⋅ 4 Baths ⋅ 7845570 MLS ⋅ Park Place BLDG.

FOR SALE or RENT — 5820 Broadway Lane, Unit 36 | Cumming, GA Beautiful Cumming Townhome — Move-In Ready! Looking for a convenient Cumming location with a comfortable, modern floor plan? This beautiful townhome at 5820 Broadway Lane, Unit 36 offers the perfect combination of style, convenience, and low-maintenance living. Features include: Spacious, open-concept living area Modern kitchen with ample cabinet and counter space Comfortable bedrooms with generous closet space Updated finishes Plenty of natural light Private outdoor space Attached garage Convenient Cumming/Forsyth County location Conveniently located near shopping, restaurants, schools, parks and major roads, making commuting and everyday living easy. Whether you're looking for your next home or relocating to the Cumming area, this one is worth a look.

5820 Broadway Lane, Cumming

$300,000

2 Beds ⋅ 1 Baths ⋅ 7844584 MLS

Who says owning property is not affordable anymore?! Check out this updated and move in ready home on 1.24 acres offered for an amazing price! This property could work for many scenarios - first time buyer, investor for rental, developer looking for large lot in desirable Cumming location, weekend getaway (could store a boat here and only minutes to the lake). The home has been nicely updated with an open floorplan and vaulted ceilings in the kitchen and main living area. Two bedrooms plus a bonus room / office. Septic tank recently serviced, newer windows, newer HVAC. Great Cumming location minutes from Lake Lanier and GA 400 but quiet country feel. Don't miss this great opportunity!

7485 Little Mill Road, Cumming

$399,000

3 Beds ⋅ 2 Baths ⋅ 7844648 MLS

This 3 bedroom, 2 bath ranch offers convenient one-level living on approximately .59 acres in Cumming! The open living and dining areas create a bright, welcoming feel with beautiful hardwood floors throughout. The spacious living room features vaulted ceilings, a fireplace and plenty of windows for natural light. The adjoining dining area provides and easy transition into the kitchen, perfect for entertaining. The bright, updated kitchen offers plenty of cabinet and counter space with solid-surface countertops and subway tile backsplash. The kitchen connects to a large laundry room that provides additional storage. The functional ranch floor plan provides comfortable living with everything conveniently located on one level. The primary bedroom features a tray ceiling with ceiling fan, beautiful hardwood floors and a private en-suite bath with a tiled walk-in shower and glass enclosure. The secondary bedrooms also feature the beautiful hardwood floors, ceiling fans and plenty of natural light. The guest bathroom includes a tub/shower combo and a convenient storage closet- a perfect setup for family or guests! The outdoor space is just as inviting as the inside! Step out onto the large back deck offering plenty of room for grilling, dining and entertaining. A covered gazebo offers the perfect sitting area to relax in the shade and unwind. Overlooking the deck is the large fully fenced backyard with plenty of room for pets, playground or garden. Mature trees surround the property offering a peaceful retreat. Brand new HVAC in 2025! HOA is voluntary! This home has been incredibly maintained!!

1960 Buice Court, Cumming

$365,000

4 Beds ⋅ 2 Baths ⋅ 7844197 MLS

Welcome to this inviting four-bedroom, two-bath home, ideally located just half a mile from Lake Lanier Park and boat ramp. The open-concept kitchen and living area features a beautiful raised stone fireplace, while the spacious family room offers abundant natural light. Two bedrooms are located upstairs and two downstairs, providing a flexible layout for family, guests, or a home office. Enjoy outdoor living on the covered deck with a ceiling fan overlooking the fenced backyard. A generous utility and mudroom includes a sink, laundry area, storage space, and a secure pet entrance. Additional updates include an all-electric HVAC system installed in 2018 and a tankless water heater added in 2025. A wonderful opportunity for first-time buyers, lake enthusiasts, or anyone seeking comfort, convenience, and versatile living space.

2865 Lanier Beach South Road, Cumming

$299,000

2 Beds ⋅ 2 Baths ⋅ 7843952 MLS

Lake life meets easy one-level living in this charming modern cottage, just moments from public boat ramp access for weekends on the water at Lake Lanier. The rocking chair front porch creates a welcoming first impression, and the fenced yard offers room to roam, play, and enjoy the outdoors at home. Step inside to vaulted ceilings and an open floor plan that fills the space with light. The living area is centered around a fireplace with a tile surround, creating a natural focal point for gathering. The kitchen features granite countertops and room for an island for added prep space or storage, or bistro table for casual everyday dining. Two spacious bedrooms offer comfortable retreats, served by a full bathroom and a convenient powder bath. A screened-in and vaulted sunroom extends the living space outdoors, ideal for morning coffee or evening wind-down that can be enjoyed year-round. The fenced yard wraps around the driveway with gated access, while a storage shed offers possibility to be converted into a workshop or hobby space. Recent updates like a new water heater add peace of mind. Whether you're searching for a peaceful, low-maintenance primary residence or a turnkey weekend escape near the lake, this home delivers. Its location near GA-400 puts shopping, dining, entertainment, and the new Cumming City Center all within easy reach, rounding out a rare combination of comfort, charm, and convenience in one of Forsyth County's most desirable pockets.

4035 Hawk Street, Cumming

Start Your Search

board logo Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please click here to review our DMCA policy and learn how to submit a takedown request. © 2026 FMLS. Last updated